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First Time Homeowner | XSell Upstate Blog

Thursday, December 10, 2020   /   by Rachel Dickerson

2020 Holiday Season vs. COVID-19

The Holidays are looking a little different this year... 

Christmas is a special time of year! Typically, you would be attending large family gatherings, cooking/baking with family and friends, or maybe joining crowds at the mall to get the Holiday deals. Luckily, being social is not something you have to miss out on this year. You can still do traditions with your family and friends, it might just have to be virtual! 

“Because of the technology available to us today, we actually have the ability to speak to and see our family and friends in real time. While it may feel weird to use video instead of being in person, it truly can make you feel closer together during this season,” said Dr. Berson- Prisma Health. 

Here is a List of 10 Socially Distant ideas for Your 2020 Holiday season: 

1. Send Your Holiday Cards
2. Decorate a Gingerbread House 
3. Christmas Movie Night
4. Take a Drive around Greenville to see Holiday Lights  ...

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  buyer, first time homeowner, homeowner, mortgage, financing, seller, home safety, home warranty, heating & air, insurance, winter prep

Thursday, October 8, 2020   /   by Rachel Dickerson

Fall Real Estate Market 2020: What to Expect

Fall is the new spring… at least for real estate. The coronavirus pandemic has changed the way we live and has introduced what everyone is now calling “the new normal.” And it seems like the new normal (for this year at least) is an active fall real estate market. Fall usually sees the beginning of the slow down for real estate markets nationwide, as markets are usually hottest during the spring and summer months. But this year has been different.
As we venture into the fall months, it’s important to understand what trends will look like for the fall real estate market 2020. So what will the year’s last quarter hold for the fall housing market? Join us as we delve in.
What Are the Predictions for the Fall Real Estate Market 2020?
And what trends will dominate in the upcoming months?
While it’s been challenging to make precise predictions this year, we’re already seeing clear trends for the fall real estat ...

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  buyer, first time homeowner, homeowner, mortgage, financing, seller

Wednesday, August 5, 2020   /   by Rachel Dickerson

How to Prepare for a Home Inspection

Some local governments require that sellers provide buyers with a detailed home inspection while giving the buyer the option to obtain their own inspection. In other parts of the country, the seller only provides disclosures, and the buyer pays for their own home inspection.

Whether you're producing a seller's home inspection for the buyer or expecting the buyer's home inspector to show up on your doorstep, it's best to be prepared!

1. Clean the house. 
A clean home says that you care about the house. It's a good idea to make a good impression. Don't make the mistake of thinking inspectors can see past dirt and clutter, because they can't.

2. Be on Time
Have the house ready for inspection at 8:30 if an inspector makes an appointment with you for 9:00 a.m. Sometimes home inspectors are early. It's also common for inspectors to start on the exterior of the home, so leave the shades down or drapes drawn until you're dressed. More than one unprepared seller ...

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  buyer, first time homeowner, homeowner, mortgage, home safety, home warranty, seller

Friday, December 13, 2019   /   by John Briley

What Is A Buyer's Consultation?

Choosing a buyer's agent is an integral part of the home buying process

This is, after all, the person that you will be working with to help you find your dream home.  Doesn't it make sense to meet with them first to ensure that they know what you're even looking for in your next home?

When asked to meet prior to viewing a property that you see online or drive by, look at this as a sign that the Buyer's Agent is invested in putting themselves to work for you. This consultation is useful to clarify the home buying process, setting expectations on both sides, and laying the foundation for a smooth, happy client/agent relationship.

Every home buying process has a unique set of opportunities and challenges, and can be stressful for buyers and sellers, and sometimes even the agents involved. You are not only choosing an agent, you are also choosing a trusted advisor, and putting a plan in place up front will help ensure a smooth, and more enjoyable, transaction.&nb ...

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  buyer, first time homeowner

Thursday, November 14, 2019   /   by John Briley


You’ve most likely heard the rule: Save for a 20-percent down payment before you buy a home. The logic behind saving 20 percent is solid, as it shows that you have the financial discipline and stability to save for a long-term goal. It also helps you get favorable rates from lenders.
But there can actually be financial benefits to putting down a small down payment—as low as three percent—rather than parting with so much cash up front, even if you have the money available.
The downsides of a small down payment are pretty well known. You’ll have to pay Private Mortgage Insurance for years, and the lower your down payment, the more you’ll pay. You’ll also be offered a lesser loan amount than borrowers who have a 20-percent down payment, which will eliminate some homes from your search.
The national average for home appreciation is about five percent. The appreciation is independent from your home payment, so whether you ...

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  buyer, financing, first time homeowner, mortgage

XSell Upstate
Greg & Sandy Taylor
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Greenville, SC 29607

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