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Financing | XSell Upstate Blog

Wednesday, February 10, 2021   /   by Rachel Dickerson

Valentine's Day Ideas: Greenville Edition

Here are 5 Valentine's Day Activities Happening in Greenville this Weekend: 
1. Valentine's Chocolate & Beer Tour 

A certified beer maker and professional dessert maker have come together to create this tour! The Brewery Experience owner Gary Glancy, a Level 2 Certified Cicerone, and Chef Kristen Grissom, head of Culinary Institute of the Carolinas at Greenville Technical College, team up this year to bring you the 5th Annual Chocolate and Beer Tour. This is an all-inclusive, three-stop brewery tour. It concludes with a decadent chocolate and beer pairing featuring vastly different beer styles from light to dark, and a variety of chocolates and truffles. 
Date: February 13, 2021
Location: Tour around Greenville 
Phone: (828) 216-1343
Time: 3-6:30pm 
Price: $75 per person 
2. Valentine Couple Surf and Turf 


Wine and dine your sweetheart at The Cook's Station! Your meal begins with strawberries and bubbles, followed by scallops, sirlo! ...

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  buyer, first time homeowner, homeowner, mortgage, financing, seller

Thursday, December 10, 2020   /   by Rachel Dickerson

2020 Holiday Season vs. COVID-19

The Holidays are looking a little different this year... 
Christmas is a special time of year! Typically, you would be attending large family gatherings, cooking/baking with family and friends, or maybe joining crowds at the mall to get the Holiday deals. Luckily, being social is not something you have to miss out on this year. You can still do traditions with your family and friends, it might just have to be virtual! 
“Because of the technology available to us today, we actually have the ability to speak to and see our family and friends in real time. While it may feel weird to use video instead of being in person, it truly can make you feel closer together during this season,” said Dr. Berson- Prisma Health. 

Here is a List of 10 Socially Distant ideas for Your 2020 Holiday season: 

1. Send Your Holiday Cards
2. Decorate a Gingerbread House 
3. Christmas Movie Night
4. Take a Drive around Greenville to see Holiday Lights 
5. Send 1 ...

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  buyer, first time homeowner, homeowner, mortgage, financing, seller, home safety, home warranty, heating & air, insurance, winter prep

Thursday, October 8, 2020   /   by Rachel Dickerson

Fall Real Estate Market 2020: What to Expect

Fall is the new spring… at least for real estate. The coronavirus pandemic has changed the way we live and has introduced what everyone is now calling “the new normal.” And it seems like the new normal (for this year at least) is an active fall real estate market. Fall usually sees the beginning of the slow down for real estate markets nationwide, as markets are usually hottest during the spring and summer months. But this year has been different.
As we venture into the fall months, it’s important to understand what trends will look like for the fall real estate market 2020. So what will the year’s last quarter hold for the fall housing market? Join us as we delve in.
What Are the Predictions for the Fall Real Estate Market 2020?
And what trends will dominate in the upcoming months?
While it’s been challenging to make precise predictions this year, we’re already seeing clear trends for the fall real estat/ ...

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  buyer, first time homeowner, homeowner, mortgage, financing, seller

Monday, November 25, 2019   /   by John Briley

Home Equity Loan or Line of Credit: Which is Better for You?

As you make payments against your mortgage, you build equity in your home. This equity can be used to secure future loans, making it easier to refinance your home or cover certain other expenses. Depending on your needs, you might consider taking out a home equity loan or a home equity line of credit (HELOC). The question is, which one is the better option for your current situation?


This is actually kind of a tricky question. Let’s look at what the differences are between these two ways of using equity and the situations that each is best for. That should give you a good idea of exactly how well each option fits your needs so you can choose the home equity solution that’s best for you.

What Is a Home Equity Loan?
As the name implies, a home equity loan is a loan that uses the equity you’ve built in your home as collateral. As with other standard loans, when you’re approved for the loan you receive the entire amount of the loan as a lump sum payment. Ty; ...

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  financing, homeowner, mortgage

Thursday, November 14, 2019   /   by John Briley

WHICH DOWN PAYMENT STRATEGY IS RIGHT FOR YOU?

You’ve most likely heard the rule: Save for a 20-percent down payment before you buy a home. The logic behind saving 20 percent is solid, as it shows that you have the financial discipline and stability to save for a long-term goal. It also helps you get favorable rates from lenders.
But there can actually be financial benefits to putting down a small down payment—as low as three percent—rather than parting with so much cash up front, even if you have the money available.
THE DOWNSIDE
The downsides of a small down payment are pretty well known. You’ll have to pay Private Mortgage Insurance for years, and the lower your down payment, the more you’ll pay. You’ll also be offered a lesser loan amount than borrowers who have a 20-percent down payment, which will eliminate some homes from your search.
THE UPSIDE
The national average for home appreciation is about five percent. The appreciation is independent from your home payment, so whether you pu; ...

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  buyer, financing, first time homeowner, mortgage

XSell Upstate
Greg & Sandy Taylor
1313A Miller Rd
Greenville, SC 29607
864-659-7355

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